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4700 Old Post Road, Charlestown, RI, 02813 | $749,900
Classic Cape situated on the edge of King Tom Pond. This home is situated 1. 92 acres of land that borders the Pond. Home has over 2100 square feet of living space. There is also detached 2 car garage with finished loft ideal for home office or private studio space, or visiting guest.
If you love to garden this is a wonderful property with fruit trees, raspberry bushes and lot of gardens.
Home offer large open eat in kitchen with Dining area. Living room with gas fireplace and 1st floor primary bedroom. Also on the 1st floor is a large walk in closet and huge bathroom with separate tub and shower. 2nd floor offers 2 more large bedrooms and full bath.
The basement is part finished with family and Laundry and 1/2 bath. Storage and walk out to patio. There is also a 3 season room of the kitchen to enjoy the fresh sea breeze in the evening .
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1973
- Garage: 2-car Detached,Garage
- Heating: Baseboard,Hot Water,Oil
- Cooling: Ductless,Window Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,108
- Acreage: 1.92
- Est. Taxes: $3,568
- Lot Desc: Wooded,Waterfront
- View: Water
- Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Water Heater,Washer
- MLS#: 1365408
- Website: https://www.raveis.com
/prop/1365408/4700oldpostroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4700 Old Post Road, Charlestown, RI, 02813
$749,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,991 | $3,941 | $5,059 |
| Total Monthly Payment | $4,380 | $4,330 | $5,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB