Welcome to your dream home awaiting in the highly desirable Lake St. Charles community! This exceptional 4-bedroom gem offers everything you need for comfortable living and entertaining. Imagine hosting gatherings in your expansive screened pool area with the rare bonus of a large fenced backyard and no rear neighbors, offering the privacy and space everyone wants but can rarely find. Step inside to soaring ceilings, elegant archways, and art niches that set the stage for impressive living, with an open floor plan that seamlessly connects the kitchen, dining, and living spaces, perfect for entertaining or cozy family nights. The kitchen is a chef's paradise with a breakfast bar, high cabinets, a pantry, and double electric ovens with gas available. Retreat to the newly renovated master suite featuring double sinks, marble countertops, a standalone tub, and a separate tiled shower. The versatile 4th bedroom is ideal as a nursery, office, or guest room with a great view, while the other two bedrooms at the front of the house share a bathroom. Located in an X flood zone, this home provides added peace of mind with no mandatory flood insurance required. The 2022 roof, 2023 AC, and 2020 water heater both gas ensure modern efficiency and further peace of mind with lower insurance costs, and all appliances including the washer, dryer, and a second fridge in the garage are included. Living here means enjoying the best of Lake St. Charles with walking trails around the lake, tennis, volleyball, fishing from two piers, and a community pool and spa, all conveniently located near Tampa and the Brandon Mall for an easy commute and access to everything you need.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$442,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $353,600 | $353,600 | $353,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,149 | $2,866 |
Total Monthly Payment | $2,700 | $2,614 | $3,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.