AFFORDABLE SECURITY AND CONVENIENCE WITH A LAKE VIEW! This 2-bedroom, 1. 5-bath townhome is in Regency Key -- a gated, well-kept community beside Brandon's Woodbury Lake. It's a great spot near shops, restaurants, recreation and entertainment options, as well as I-75, State Road 60 and the Selmon Crosstown Expressway. Beyond its security gate, you'll find lighted and designated parking, a neighborhood pool, volleyball, playground and more. Your HOA monthly fee covers Spectrum internet service, your water and sewer bills, exterior maintenance including yards and roofs new in 2021, community trash compactor and removal, and a master insurance policy on buildings and grounds. Inside this townhome, which directly overlooks the woodsy lake in back, you get a downstairs living room, dining room, kitchen, lavatory and laundry closet, all with attractive tile floors installed in 2020, plus a tiled full bathroom upstairs between 2 large bedrooms with updated engineered-wood floors. A screened back porch with extra storage closet completes the pretty picture!
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Our Executive Mortgage Banker:
Our Insurance Division:
$204,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,920 | $163,920 | $163,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,089 | $1,382 |
Total Monthly Payment | $1,357 | $1,355 | $1,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.