Seller wants offer now! Great property ready for quick sale. Discover the charm and potential of this delightful home nestled in the heart of St. Petersburg! This new listing, perfect for those seeking a harmonious blend of comfort and convenience, offers a smart layout featuring three cozy bedrooms and a well-appointed bathroom.
Covering 1054 square feet, the interior welcomes you with a fresh coat of paint and essentials that include a range, refrigerator, washer, and dryer—ensuring that this abode is move-in ready. Whether you're eyeing a potential rental income property or a serene year-round living space, this house fits all bills minus the complications courtesy of no deed restrictions!
Let's talk perks! Living here, you're just a hop, skip, and a jump away from downtown St. Pete, known for its vibrant arts scene, bustling nightlife, and a plethora of dining options. Educationally speaking, Gibbs High School is just a stone’s throw away, making it a prime location for families. For the daily commuter or weekend explorer, the nearby bus station at 18th Ave S and 21st St S offers convenient access around the city. And let's not forget the quick trips for essentials at Family Dollar on Dr. Martin Luther King Jr Street, because who doesn’t love convenience?
Financing? No worries! Both Veterans Affairs and Federal Housing Administration financing options are available here, opening the doors wide for a variety of prospective homeowners.
Imagine the possibilities as you step into the primary bedroom, a sanctuary designed for relaxation and recharge. With no restrictions on modifications, this canvas awaits your personal touch.
Whether you’re calculating the rental yield or daydreaming about your new lifestyle, this property promises a blend of opportunity and simplicity. So why just read about it when you can live it? Your new home adventure in sunny St. Petersburg awaits!
(Note: Always dream responsibly and don’t forget to check your eligibility for financing options!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,550 | $1,990 |
Total Monthly Payment | $1,799 | $1,779 | $2,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.