Step into the vibrant tapestry of history and lifestyle with this enchanting 1954-built home, nestled in the heart of the illustrious Historic Downtown district! From the moment you lay eyes on this gem, you'll be swept away by its timeless charm and irresistible allure. Enter through the door and be transported back in time as you're greeted by the crackling fireplace and the cozy embrace of the living room, adorned with new wood wall accents. Feel the energy flow seamlessly into the grand dining room, where every meal becomes a celebration of the past and present, surrounded by the echoes of bygone eras. The kitchen, a delightful fusion of vintage charm and modern convenience, beckons you to unleash your culinary creativity, boasting a spacious layout, a walk-in pantry, and easy access to the laundry area for added practicality. But the magic doesn't end there. Step outside onto the wrap-around porch and bask in the splendor of your new domain spanning almost a third of an acre, where the possibilities are as endless as the blue skies above. Need extra storage for your treasures? A large barn stands ready to house your belongings. Immerse yourself in the vibrant pulse of Downtown living, where every corner is bursting with life and energy. With schools, restaurants, and an eclectic array of amenities at your fingertips, including antique shops brimming with hidden treasures, local coffee cafes exuding charm, and nightlife that ignites the senses, every day is an adventure waiting to unfold. Don't just dream of a life steeped in history and culture—live it! Schedule your private viewing today and make this historic gem your own, where the past meets the present in perfect harmony, and every moment is a testament to the vibrant spirit of Downtown living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $77 | $77 | $77 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,051 | $1,037 | $1,316 |
Total Monthly Payment | $1,203 | $1,189 | $1,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.