This Cape Cod home is a perfect blend of comfort and style for both casual living and entertaining. The open concept kitchen features a center island, stainless steel appliances and granite counters that seamlessly connect to the spacious great room, making it ideal for gatherings. The first floor includes a primary suite, an additional bedroom or office, laundry area with powder room plus a hall bath. Upstairs you'll find another master suite, two bedrooms, as well as an oversized family room or office with versatile uses. Bring your ideas for the unfinished walk out basement with sliding doors, radiant heat and high ceilings. The exterior offers ample space for relaxation and recreation, with a large front porch and sizable deck off the kitchen. Set on 3. 5 private acres with a mix of lawn and wooded trails. This home is conveniently located to the charming Village of Rhinebeck. Don't miss the opportunity to explore this spacious one owner home.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,063 | $1,063 | $1,063 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,642 | $4,621 |
Total Monthly Payment | $4,801 | $4,797 | $5,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.