Charming corner lot 2/1 bungalow with an office, garage, covered front porch, fenced backyard with patio deck and a large shed nestled on the historic brick streets of the desirable Central Oak Park neighborhood that’s located in a non-flood zone (Flood Zone X). Come see this beautiful property that adores Bismark palm trees welcoming you to your tropical oasis. Only 15 minutes to our top-rated beaches or trendy downtown St Petersburg.
Features include: New roof August 2024. Interior of house painted August 2024. New electric water heater, kitchen disposal & sink facet July 2024. New refrigerator and washer March 2024. New bathroom shower & sink 2022. New AC/Heat system 2017. Kitchen renovated 2017. New hurricane impact double pane windows (4) in the living room, kitchen, front bedroom and impact screens on all other windows 2017. New large insulated shed with electric 2017. Insulated garage. Updated electric & sewer line.
The garage is equipped with a large loft for extra storage and a washtub. Major shopping area (Tryone) only 10 minutes away and enjoy the peaceful bells of the local spiritual place in the area. Make this your place in paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,677 | $2,213 |
Total Monthly Payment | $2,139 | $2,115 | $2,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.