FANTASTIC LOCATION! LOWEST PRICED 3BR CONDO ON ISLAND ESTATES and CLEARWATER BEACH by 80K! RARE FIRST FLOOR, WATERFRONT CONDO WITH WALK OUT PATIO within a 6-unit Boutique building. BOAT SLIP CAN BE RENTED BY OWNER WHEN AVAILABLE! The unit is located in the highly sought after Island Estates community, which is just a few minutes from Clearwater Beach. This particular unit is an UPDATED 3BR|2BA with a total of 1200 sq ft. and an OPEN FLOOR PLAN. Updates include: newer tile flooring throughout, granite counters, updated lighting, window treatments, walk-in shower, walk in utility room and more. Its first floor location and status as an end unit provide convenience and privacy. This outdoor space allows you to enjoy the Florida weather and adds an extra layer of comfort and relaxation. Whether you're looking for a full-time residence, a seasonal vacation home, or a short getaway spot, this unit can accommodate your needs. The surrounding area offers plenty of shopping including Publix supermarket and there are numerous restaurants, entertainment options, and retail businesses in the vicinity. The Clearwater Aquarium, known for its marine life exhibits, is also nearby. The unit comes with the benefit of an assigned parking space. Low HOA fee which includes water, internet and cable.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,469 |
Total Monthly Payment | $2,472 | $2,470 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.