Cute colonial in Clinton, CT, close to Main St with an abundance of shopping and eateries! This 4 bedroom, 2 bath home has been well-maintained by the current owners, who installed new gutters and updated the electrical system in 2018. The main floor boasts a unique layout, with an L-shaped living room that flows into the dining area and hugs the fireplace (perfect for those cold Connecticut winters)! The kitchen, though small, features everything you need: kitchen island for additional counterspace, an electric oven/range and microwave, refrigerator and a dishwasher. Through the kitchen you can also access the backyard, complete with various play equipment! The primary bedroom suite is located on the main level, but is tucked nicely behind a small in-home office, allowing maximum privacy! Take the newly renovated (2023) staircase to the upper level for some peace and quiet; where the other three bedrooms are located. Don't need all three bedrooms? Convert one of them into an additional office or study!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Upper | |
Dining Room | Hardwood Floor | Main |
Full Bath | Upper | |
Kitchen | Island,Pantry,Tile Floor | Main |
Living Room | Fireplace,L-Shaped,Hardwood Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Full Bath,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,675 | $3,434 |
Total Monthly Payment | $3,191 | $3,157 | $3,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.