Enjoy Florida living at its finest! This beautiful Courtyard Cabana style home offers 3 Bedrooms, 3 Full bathrooms, 2 Car Garage. Right in your new backyard is the view of the FIRST HOLE on Citrus National Golf Course, a Golfer's dream!!!! This home is located in the Cottages of Southern Woods of Sugarmill Woods with a low maintenance lifestyle! $840 a year to Southern Woods HOA, plus $160 a month to Cottages of Southern Woods. This includes the outside lawn maintenance: mowing, hedges trimmed, lawn weed & pest control and maintaining of the sprinklers! Also includes your monthly cable and internet bill! In the main part of the home, you have a LARGE kitchen, 2 Bedrooms, 2 Full Bathrooms, inside laundry room, tray ceilings, screened in lanai with the Golf Course view. On the opposite side of the courtyard is the 3rd room with a full bathroom. This would be perfect for guests, a mother-in-law suite or an office! The pool area is screened in, has a sink with a spot to put a grill to make a kitchenette outside, waterfall with the pool, perfect for entertaining guests or to have privacy while enjoying your pool! Roof was updated in 2019, HVAC 2016, Pool and waterfall installed in 2012, Laminate flooring 2022, new paint in the 2 rooms in the main part of the home. Enjoy the perks of a cutting-edge solar power system that generates approximately $250 per month, dramatically lowering your electricity bill!!! The most recent bill was $1. 53!!! This home is MOVE IN READY awaiting its new owner! It is conveniently located near US 19, quick access to the Suncoast Parkway and to Crystal River. There is only one neighbor to your left, no rear neighbors, no right-side neighbors, no front neighbors, you feel private and secluded. It has been well maintained and it shows! Schedule your showing!!! NO FLOODING!!!
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Our Executive Mortgage Banker:
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$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,036 |
Total Monthly Payment | $2,683 | $2,651 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.