USDA eligible property for qualified buyers with ZERO percent down! This newly renovated home sits on almost 1 acre with no immediate neighbors to the east or south! Enjoy your spacious yard, while being conveniently located in North Lakeland!
The interior of this home has been updated with new luxury vinyl plank flooring throughout the living spaces, creating a seamless and open feel to the house. The kitchen is brand new, boasting sleek quartz countertops, stainless steel appliances, and new cabinets providing lots of storage space. The dining room is located off one side of the kitchen, with the family room on the other side. All three bedrooms have been updated with plush carpet and new ceiling fans, and the primary bedroom features an en suite bathroom with built-in shelving and walk-in closet. Both bathrooms have been renovated with new tile flooring, quartz countertops, and subway shower tile, and the guest bathroom hosts a linen closet. There is also a brand-new A/C system and a new electric water heater.
Access your rear deck from one of two brand new sliding glass doors. The rear deck is the perfect place to grill out, relax, or entertain friends and family! The backyard is expansive, stretching over . 89 acres with mature trees dotting the landscape. The exterior has also been updated with a new septic tank and drain field, new roof, new landscaping, and fresh paint. There is a 2-car garage and driveway, providing plenty of parking. The laundry space is in the garage, so you never have to step outside to access it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,960 | $303,960 | $303,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,586 |
Total Monthly Payment | $2,402 | $2,348 | $2,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.