1370 Red Clover LANE, Deland, FL, 32724 | $344,900

Welcome Home to Your Florida Oasis in Victoria Gardens! Step into the peaceful, vibrant community of Victoria Gardens, where this beautiful Azalea model home is waiting just for you. Built in 2018 and nestled in the serene impressive guard-gated 55+ community, this home offers everything you need for a life of comfort and joy.
As you walk through the door, you’ll be greeted by a bright, open living space that instantly feels like home. The elegant tray ceiling, cozy recessed lighting, and charming Plantation Shutters create a warm, inviting atmosphere. With double sliding doors, natural light floods the space, making it perfect for relaxing or entertaining.
For those who love to cook, the kitchen is a dream come true. Picture yourself preparing meals on the natural gas range, and beautiful granite countertops, surrounded by 42-inch maple cabinets with crown molding, a custom tile backsplash, and top-of-the-line stainless steel appliances. The large walk-in pantry ensures you have all the storage space you need. The kitchen flows effortlessly into the family room, which opens to a patio paver enclosed sunroom—the perfect spot to savor your morning coffee while enjoying the view of your private backyard. Your own little haven awaits in the backyard, fully fenced for privacy and relaxation.
The owner’s retreat is a spacious sanctuary with not one, but two walk-in closets, and a luxurious en-suite bathroom featuring a walk-in shower, double vanity sinks, and a private water closet.
The flex room, just off the living area, offers endless possibilities—whether you need a cozy office, or a peaceful den. Down the hall, you’ll find a second bedroom and bathroom, a convenient laundry room, and an attached two-car garage with sleek epoxy flooring.
And the best part? The HOA takes care of lawn and shrub maintenance, cable TV with DVR, high-speed internet, reclaimed water, and irrigation, leaving you more time to enjoy the incredible community amenities.
Living here means being close to everything you need. Whether you’re exploring the nearby New Smyrna or Daytona Beach, picking up groceries at Publix, grabbing your favorite Starbucks drink, or heading to a medical facility, everything is just a short drive away with easy access to I-4.
Don’t miss the chance to make this warm and welcoming house your forever home. Schedule you’re showing today and start living the luxurious, carefree lifestyle you deserve in this wonderful 55+ community!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Pickleball Court(s), Recreation Facilities, Security, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2018
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,512
  • Acreage: 0.11
  • Est. Taxes: $3,099
  • HOA Fee: $1,508 Quarterly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: V4938229
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/V4938229/1370redcloverlane_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/4/2024 3:47:07 PM)
Listing courtesy of LANE REALTY SERVICES, LLC   Phone: 386-747-5054

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1370 Red Clover LANE, Deland, FL, 32724

$344,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $275,920 $275,920 $275,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $258 $258 $258
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,836 $1,834 $2,327
Total Monthly Payment $2,169 $2,167 $2,660

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.