Welcome Home to Your Florida Oasis in Victoria Gardens! Step into the peaceful, vibrant community of Victoria Gardens, where this beautiful Azalea model home is waiting just for you. Built in 2018 and nestled in the serene impressive guard-gated 55+ community, this home offers everything you need for a life of comfort and joy.
As you walk through the door, you’ll be greeted by a bright, open living space that instantly feels like home. The elegant tray ceiling, cozy recessed lighting, and charming Plantation Shutters create a warm, inviting atmosphere. With double sliding doors, natural light floods the space, making it perfect for relaxing or entertaining.
For those who love to cook, the kitchen is a dream come true. Picture yourself preparing meals on the natural gas range, and beautiful granite countertops, surrounded by 42-inch maple cabinets with crown molding, a custom tile backsplash, and top-of-the-line stainless steel appliances. The large walk-in pantry ensures you have all the storage space you need. The kitchen flows effortlessly into the family room, which opens to a patio paver enclosed sunroom—the perfect spot to savor your morning coffee while enjoying the view of your private backyard. Your own little haven awaits in the backyard, fully fenced for privacy and relaxation.
The owner’s retreat is a spacious sanctuary with not one, but two walk-in closets, and a luxurious en-suite bathroom featuring a walk-in shower, double vanity sinks, and a private water closet.
The flex room, just off the living area, offers endless possibilities—whether you need a cozy office, or a peaceful den. Down the hall, you’ll find a second bedroom and bathroom, a convenient laundry room, and an attached two-car garage with sleek epoxy flooring.
And the best part? The HOA takes care of lawn and shrub maintenance, cable TV with DVR, high-speed internet, reclaimed water, and irrigation, leaving you more time to enjoy the incredible community amenities.
Living here means being close to everything you need. Whether you’re exploring the nearby New Smyrna or Daytona Beach, picking up groceries at Publix, grabbing your favorite Starbucks drink, or heading to a medical facility, everything is just a short drive away with easy access to I-4.
Don’t miss the chance to make this warm and welcoming house your forever home. Schedule you’re showing today and start living the luxurious, carefree lifestyle you deserve in this wonderful 55+ community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,327 |
Total Monthly Payment | $2,169 | $2,167 | $2,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.