**Charming Townhouse in the Heart of Spartanburg** Well maintained, quiet townhouse community in up and coming area of Spartanburg! Minutes to downtown, shopping, restaurants and top-ranked area schools. 2 Bed/2. 5 Bath! Incredible asking price of $169, 900! This property may have the most gorgeous outside fenced-in living area that you can find with townhome living! Soon to have the RAIL TRAIL nearby! Step inside to find an inviting open-concept living and dining area, perfect for entertaining or simply relaxing after a long day. The Main Bedroom is located on the first floor! The loft area can be used as a secondary bedroom or as a open loft space and features its own upstairs fireplace and full bath! A convenient half-bath on the main floor, a laundry area, and ample storage options add to the practicality of this lovely home. Outside, enjoy a cozy patio space with a garden area, perfect for morning coffee or evening relaxation. Whether you’re a first-time homebuyer, downsizing, or seeking an investment property, this townhouse is a must-see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $826 | $826 | $1,074 |
Total Monthly Payment | $953 | $953 | $1,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.