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95118 Gerald CIRCLE, Fernandina Beach, FL, 32034 | $339,900
Stunning Coastal Retreat in Fernandina Beach - One Block from the River!
Experience luxury and charm in this exquisitely restored home located in the heart of Fernandina Beach. Nestled just one block from the serene river, this stunning abode offers the best of coastal living with modern comforts.
Key Features:
- Bedrooms: 3 spacious bedrooms, perfect for family or guests
- Bathrooms: 2 full, beautifully updated bathrooms
- Floors: Original, restored vintage pine wood floors throughout the main living areas, adding warmth and character
- Living Space: Expansive and open, designed to create a seamless flow from room to room
- Front Porch: Large covered porch, ideal for sipping morning coffee or enjoying evening sunsets
- Outdoor Living: Wood deck in the rear, perfect for entertaining or relaxing in privacy
- Landscaping: Equipped with an irrigation system to maintain the lush, almost half-acre lot
- Parking: Ample space to park an RV and boat easily, offering unparalleled convenience
- Expansion Potential: Plenty of room to add an in-law suite, enhancing both space and value
This home is set in a non-deed restricted area, providing you with the freedom to personalize and expand your property without constraints. Whether you cherish the tranquility of river life, the historical touch of vintage pine wood floors, or the opportunity for outdoor enjoyment, this property has it all.
Don’t miss your chance to own a piece of paradise in Fernandina Beach. Schedule a private tour today and step into your dream home!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Bungalow
- Year Built: 2007
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,171
- Acreage: 0.46
- Est. Taxes: $1,865
- Lot Desc: In County, Irregular Lot, Oversized Lot
- View: Trees/Woods
- Pet Policy: Yes
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: T3552792
- Days on Market: 29 days
- Website: https://www.raveis.com
/prop/T3552792/95118geraldcircle_fernandinabeach_fl?source=qrflyer
Listing courtesy of POWELL REALTY Phone: 904-422-1224
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
95118 Gerald CIRCLE, Fernandina Beach, FL, 32034
$339,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,832 | $1,807 | $2,293 |
| Total Monthly Payment | $2,062 | $2,037 | $2,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388