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Waterfront Paradise Awaits! No Flooding During Hurricanes!
Seller offering $10, 000 closing credit towards interest rate buy-down!
Welcome to 6404 Key Island Avenue—a rare gem that perfectly captures the essence of Florida living. Nestled on a large, builder-premier lot in a quiet cul-de-sac, this stunning waterfront home sits along a saltwater canal with direct access to Tampa Bay. Say goodbye to marina fees and enjoy the luxury of your own private dock with a boat lift, secured by a strong seawall while still offering breathtaking panoramic water views from every angle.
When you step inside this 2, 559 sq. home, you will appreciate its thoughtful blend of functionality and coastal elegance. The inviting curb appeal sets the tone as you enter through the foyer, where soaring 10’ ceilings and ceramic tile flooring create an open, airy feel. At the heart of the home, the gourmet kitchen overlooks the great room, ensuring stunning water views from your most frequented spaces. This chef’s dream features an ample island with granite countertops, new stainless-steel appliances (electric stove 2023, refrigerator 2024), a reverse osmosis system, and ample cabinetry. The great room is designed for entertaining and relaxation, perfect for movie nights, Sunday football, or hosting family and friends. A flex space can serve as an office, playroom, or formal dining area, while the main level also includes a laundry room and a guest half-bath.
The primary suite, conveniently located on the first floor, offers a serene retreat with a spacious walk-in closet, dual vanities, an oversized shower, and a soaking tub. Upstairs, you'll find two generous bedrooms, a full bath, and a versatile bonus space—ideal as a second living area, media room, or guest quarters.
Your outdoor oasis awaits! Enjoy peaceful mornings on the screened and covered lanai, sipping coffee as the coastal breeze drifts across the water, or unwind in the evening with a glass of wine while the sunset shimmers over the canal.
Located in the gated community of Bimini Bay, residents enjoy exclusive amenities, including a community pool and clubhouse. This prime location offers easy access to waterfront dining, shopping, and major highways, making downtown Tampa and I-75 just a short drive away.
If you're looking for the ultimate Florida lifestyle, don’t miss this opportunity—schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.046% | 6.634% | 6.575% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,298 | $5,876 |
Total Monthly Payment | $4,971 | $4,915 | $6,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.