Under contract-accepting backup offers. FULLY FURNISHED with all the bells and whistles. . . 2 bedroom/2 bathroom home! The price DOES include the SHARE price which is valued at $55, 000! Move in ready! Home features newer double pane WINDOWS. . . luxury laminate flooring in the living areas and the bedrooms, and ceramic tile in the kitchen/bathrooms and Florida room. . . blinds on all the windows. . . CROWN MOLDING in the main part of the home. . . fresh paint, even on the ceilings. . . recently installed tub/shower enclosure in guest bathroom. . . Home is an open concept, you can enter the Florida room from the living room through the sliding glass doors, Although there is no AC in the Florida room, it has been used for company as it has a sleeper sofa, would be easy to add an insulated ceiling and put a mini split system or window unit for year round entertaining. Home does have room for 2 cars + your golf cart, the laundry is in the shed along with an extra refrigerator.
Sunset Palms is in close proximity to the beaches, airports, I-275, churches, restaurants, all kinds of shopping, etc. . . This park is 1 of Pinellas Counties best kept secret in my opinion, very inexpensive living at only $87 per month which includes all the amenities one could want; owned clubhouse, escrows are fully funded, heated pool and spa, fitness center, library, shuffleboard, billiard table, a lake at the back of the park, laundry room, and your very own private entrance to the Super Walmart (on foot, bicycle or golf cart), you wouldn't have to leave the park if you didn't want to, with all the conveniences of riding your golf cart to the Super Walmart to take care of all your shopping NEEDS!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $873 | $850 | $1,097 |
Total Monthly Payment | $1,078 | $1,055 | $1,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.