ENJOY BREATHTAKING SUNRISES & SUNSETS. . . . from this awesome, wide open, 2nd floor studio with beautiful water views from every room. Fully Furnished, just MOVE IN! Seasonal rental available for $3, 000 a month, January thru April as well as yearly at $1800 a month!! Located in the fantastic 55+, RESORT STYLE, Gated Waterfront Community of Bay Island. Extremely spacious great room concept with sleeping, living, and dining areas overlooking the pool and sparkling water. Imagine having your morning or evening beverage out on the full size, covered lanai watching dolphins at play. The kitchen is spacious & also has a pass thru with a lovely view of the water. There's oodles of storage with 4 large closets for all your items. Treat yourself to months of bliss! A community laundry is located on the 3rd floor. In addition Newer A/C unit (2019), New Elecrical Panel (2023), New Water Heat & Pipping/valves (2024) New Building Roof (2024) for maintnance free worries. Walk or bike to the beach, shopping, & restaurants. Short 15 minute drive to vibrant downtown St. Petersburg. The Bay Island Community offers an array of amenties including 24 hour Security, 6 Heated Pools, 2 Outdoor Spas, 1. 5 mile waterfront walking tract, lighted tennis courts, Pickleball courts, shuffle board, Tiki hut picnic/BBQ area. The modern updated, Waterfront Clubhouse features a huge billard room, table tennis, library, & card rooms, an upstairs Ballroom & meeting areas! There is a men's & ladies gym off the clubhouse as well as a private marina. Truly this is Florida Living at its Finest!! Treat yourself to this paradise and you will never regret it! Don't wait, call today to see this lovely unit!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,440 | $1,440 | $1,440 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $10 | $12 |
Total Monthly Payment | $84 | $85 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.