Under contract-accepting backup offers. Lovely and expansive 4-bedroom, 2-bathroom home, located in the sought-after Bayou Estates of Palmetto, Florida, offers 1, 805 square feet of well-designed living space. Boasting one of the largest floor plans in the neighborhood, this home has been thoughtfully updated with modern amenities. Step inside to discover new luxury vinyl plank flooring throughout the living areas, complemented by fresh carpeting in the generously sized bedrooms. The spacious living room, with its vaulted ceilings, provides a tranquil view of the caged-in pool, perfect for entertaining or relaxing. The open-concept kitchen is designed for any culinary creativity, featuring brand-new stainless steel appliances, distinctive Formica countertops, a custom backsplash, a spacious industrial sink, and a well-organized pantry for easy access to essentials. This home is equipped with new hurricane-rated windows and a garage door, a brand-new AC unit, and new ceiling fans, ensuring comfort and peace of mind. The exterior has been freshly painted, enhancing curb appeal. Outside, the vinyl-fenced yard offers privacy, a storage shed, and a secure space for outdoor activities. Practicality meets luxury with no CDD fees, a very low HOA fee, and no flood insurance required. Enjoy the nearby dining options and the Palmetto Riverfront, offering scenic views and recreational activities. With easy access to I-75 and close proximity to beautiful beaches, this home is perfectly situated for convenient living. The attached 2-car garage completes this exceptional property, making it an ideal choice for those seeking comfort, style, and location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,847 | $1,847 | $2,402 |
Total Monthly Payment | $2,032 | $2,032 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.