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11 Beach Row, Narragansett, RI, 02879 | $2,175,000
Discover your own slice of paradise in this captivating waterfront home, perfectly situated in an ideal location, with stunning views of the breachway and Galilee. Step inside to find a recently refreshed kitchen, updated just 5 years ago and complete with radiant floor heat. The house has been freshly painted and includes two bedrooms as well as two additional rooms that can accommodate guests or office space. The central AC and newer HVAC system ensure year-round comfort, making this home as inviting in the summer as it is in the winter. Finished lower level offers a great entertaining space as well as ample storage, laundry, and a walk out to the exterior yard. The outdoor space is a true highlight: enjoy the stairs leading down to the water, easy access for water activities or clamming. Wave to the Block Island ferry going by, listen to live music from across the Breachway, and watch the Blessing of the Fleet on the wrap around deck from the comfort of your home. The outdoor shower is essential after spending the day at the beach which is just a stone's throw away! Located on a private road within a gated neighborhood, this property features 5 parking spots, ensuring convenience for both residents and visitors. Don't miss out on this unique opportunity to live in a home that seamlessly combines modern amenities and coastal charm!
Features
- Amenities: Marina,Restaurant
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Style: Cabin
- Year Built: 1972
- Garage: No Garage
- Heating: Forced Air,Propane,Radiant
- Cooling: Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 1,920
- Acreage: 0.14
- Est. Taxes: $9,414
- Lot Desc: Waterfront
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Exhaust Fan,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1367485
- Website: https://www.raveis.com
/eprop/1367485/11beachrow_narragansett_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Beach Row, Narragansett, RI, 02879
$2,175,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,740,000 | $1,740,000 | $1,740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $785 | $785 | $785 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,880 | $10,855 | $14,566 |
| Total Monthly Payment | $10,789 | $11,764 | $15,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB