Discover the allure of modern urban living at 535 4th Ave S, Unit #1, in the dynamic heart of St. Petersburg. This ground-floor condo, newly updated with a updated kitchen and luxurious bathrooms, merges contemporary style with unparalleled city convenience. Its prime location is a walker's dream, boasting a high Walk Score of 91/100 and a Bike Score of 85/100. It's an ideal spot for those who prioritize public transportation and an eco-conscious lifestyle. This unit's ground-floor position is a standout feature, offering effortless access and eliminating the need for elevators. It's exceptionally suited for pet owners or anyone valuing the simplicity of one-level living. Strategically located near major highways, this condo ensures easy commuting to the wider Tampa Bay area and beyond—a true boon for professionals or weekend adventurers. The community is rich with amenities catering to a comfortable and convenient lifestyle. The neighborhood buzzes with excitement, thanks in part to the redevelopment around the Rays stadium, which brings new dining, shopping, and entertainment opportunities to your doorstep. Schools such as Campbell Park Elementary, John Hopkins Middle, and St. Petersburg High are nearby, and it's an excellent option for families. The property isn't just a home; it's a gateway to an invigorating urban life in one of Florida's most desirable cities. This condo, complete with its stylish updates, is more than a residence – it's a lifestyle choice for those who seek the best in city living. "
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,640 | $2,640 | $2,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $17 | $22 |
Total Monthly Payment | $93 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.