1985 W Palms DRIVE, Port Charlotte, FL, 33953 | $300,000

Beautiful, still under Builder's Warranty, barely lived in 2 bedroom, 2 bath Villa with an additional flex room is waiting for you within the area's first master-planned community surrounding Centennial Park. If you’re seeking a relaxed lifestyle just 20 miles from premier Gulf beaches, this villa is perfect for you! Enjoy the stunning pond view from the lanai, the perfect place to relax and unwind. You are welcomed into the home with a handsome paver driveway and walkway with mature landscaping. The front door is tastefully framed by brickwork. Once indoors, the home boasts a spacious open floor plan, combining the great room, kitchen (with oversized island) and dining room. The home is completely tiled. The primary bedroom has an ensuite bathroom and a large walk in closet. The second bedroom and bath are located on the other end of the home, ensuring privacy for both owner and guests. Enjoy peace of mind this villa is NOT IN A FLOOD ZONE, low homeowners' insurance, and a modest HOA fee of $128 a month, which covers comprehensive lawn care, roof replacement, and exterior painting. For those who love an active lifestyle, Centennial Park has it all: a pool with various aquatic exercise classes, a gym, 5 miles of walking and biking trails, a frisbee golf course, a playground park, soccer fields, and volleyball courts, to name a few. With so many amenities, you’ll never be short of activities to stay fit and engaged. Usage fees are low - $2. 00 to drop in, $40 for 6 months and an annual pass for $75. See more at their website - https: //www. charlottecountyfl. gov/departments/community-services/recreation-pools/recreation-centers/centennial-park-recreation-center. stml. Don't miss the opportunity to own the gorgeous villa. Set up your showing as soon as you can!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener, Off Street, Parking Pad
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,503
  • Acreage: 0.2
  • Est. Taxes: $2,830
  • HOA Fee: $128 Monthly
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Oversized Lot, Street Dead-End
  • View: Water
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: N6134120
  • Days on Market: 60 days
  • Website: https://www.raveis.com
    /prop/N6134120/1985wpalmsdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 3:09:02 PM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-486-8686

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NMLS Mortgage Loan Originator ID 16953

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1985 W Palms DRIVE, Port Charlotte, FL, 33953

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $236 $236 $236
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,597 $1,577 $2,024
Total Monthly Payment $1,908 $1,888 $2,335

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.