Under contract-accepting backup offers. CHAIN OF LAKES LIVING! Charming 3-Bedroom Canal-Front Home in Winter Haven
Nestled in the heart of Winter Haven, this delightful 3-bedroom, 1-bath home offers 1, 050 square feet of comfortable living space. The property is perfectly situated on a serene canal that leads directly to Lake May, part of the renowned Chain of Lakes.
The heart of the home, the kitchen, is designed for both functionality and style, providing ample space for cooking and entertaining.
Step outside from the kitchen onto a large 29 x 14 patio, perfect for relaxing or hosting gatherings. Enjoy picturesque views of the large backyard and the tranquil canal. The expansive backyard is fully fenced, providing privacy and security. It includes a storage shed and a covered storage space for all your outdoor equipment and tools.
The property features a private dock with a recently added boathouse, offering convenience and protection for your boat.
This home is ideal for those who appreciate the beauty and recreation that water-front living offers. The Chain of Lakes is dotted with many restaurants and bars where you can dock your boat and enjoy waterside dining and entertainment. Whether you're an avid boater or simply looking for a peaceful retreat, this property delivers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,940 | $2,449 |
Total Monthly Payment | $2,199 | $2,150 | $2,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.