Welcome to this delightful two-family home, offering ample space and a flexible layout, making it ideal for multi-generational living or a great investment opportunity. The first floor features a spacious kitchen, a cozy living room, and three decent sized bedrooms. Step out onto the expansive porch, perfect for relaxing and enjoying the outdoors. The second floor continues the theme of spacious living with its own living room, dining area, and four bedrooms-two on the main level and two in the finished attic for added privacy. The enclosed porch on this floor adds extra charm and is a great spot for year-round enjoyment. The basement provides additional living space, complete with a bathroom, laundry hookups, and more. Outside, you'll find rear porches and a two-car garage, all set on a desirable corner lot. This home is a fantastic opportunity for comfortable and versatile living. Highest and best due by Friday 9/6/24 by 5pm.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $653 | $653 | $653 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $1,920 | $2,499 |
Total Monthly Payment | $2,725 | $2,648 | $3,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.