Welcome to this Essex Model home, a 2-bedroom, 2-bathroom residence located in the desirable 55+ community of Oak Run. , It is move-in ready. As you approach the front door, you'll be greeted by a beautifully landscaped, paved courtyard perfect for enjoying Florida's gorgeous nights. The home features a nicely sized kitchen with original wooden cabinets in excellent condition, offering plenty of space. Enjoy the care free maintenance of new Luxury Vinyl plank flooring throughout! The living room opens to the dining room, and the master bedroom includes a large walk-in closet and a generously sized master bathroom. The HVAC system was newly installed in 2018, and the roof was replaced in 2014. Lawn care is covered by the HOA, allowing you more free time to enjoy community amenities such as six pools, five hot tubs, a library, pickleball courts, two fitness centers, volleyball, tennis, a craft room, horseshoes, a dog park, a card room, and over 100 clubs. Don't wait this one won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,200 | $179,200 | $179,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,222 | $1,191 | $1,511 |
Total Monthly Payment | $1,364 | $1,333 | $1,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.