Premium single-family style home on a large corner lot off the boulevard, with lush tropical landscaping. It has two bedrooms with large closets and a third bonus room which could be used as a third bedroom for guests with its own private entry. The master bedroom with barn door entry doors has a private adjoining bath with toilet, vanity and the ability to add a shower. This home has newer double pane windows, a double-wide paver brick driveway, a covered paver brick front porch, and a covered side patio for grilling. The kitchen has newer granite counter tops with an overhang into the family room for a lunch counter. It also has a modern dishwasher, glass top oven and a newer $3, 000 four door/drawer stainless steel refrigerator. The entire home has newer laminate flooring, the recently remodeled bathrooms have modern ceramic tile floors with cherry wood vanities, and there are five ceiling fans. The attached garage has a newer hurricane rated door with a remote power opener, as well as a washer, dryer, workbench, storage cabinets, shelves, and has a second shower plumbed in. With concrete block walls, a hail resistant stone roof, which was partially replaced 3 years ago, bolt down awnings and a $5, 000 comprehensive hurricane shutter system with aluminum bolt on metal plates, this home is built to survive severe tropical storms. With a newer comprehensive gutter and yard drainage system, being elevated above the road, and sitting outside of a flood zone, this home does not require flood insurance. The Mainlands has several clubs and activities at its 7 different clubhouses with 7 pools surrounding a beautiful 18-hole golf course. It's a golf cart friendly community where you can use it to ride to Aldi, Walmart, several restaurants and Freedom Park with its twin dog parks. Your HOA fees include water, sewer, trash, recycling, Spectrum TV, and high speed internet. They also do complete outside maintenance including mowing, weed control, pest control, underground sprinklers, pressure washing and painting the outside walls and free roof maintenance with replacements including the rear roof which was replaced in 2021. This reinforced home is also completely set up for seasonal owners with a wifi programmable thermostat that also monitors the humidity, a locking mailbox, and security camera at the front door to pan the condition of your front yard from anywhere in the world.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,590 | $2,017 |
Total Monthly Payment | $1,942 | $1,920 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.