Brand New Construction by master craftsman just a few short steps to private lake front on the South Twin Lake. The Lake Cottage is set so lovely on 1/3 acre partially wooded corner lot and blends in beautifully with the landscape. Built by meticulous builder/owner with great attention to quality and detail with the intention of possibly keeping for his own. Open and light filled living area with wonderful electric fireplace provides a heat source as well as the ambiance and sound of a blazing fire without the work or mess. Gorgeous hardwood floors throughout. The beautiful kitchen open to the large dining room is very functional with granite countertops and plenty of workspace. The dining room leads to private outdoor deck, perfect for entertaining a large group or just enjoying the peace and quiet. 3 bedrooms (or use one as office) includes primary bedroom with full bath. The guest bath with walk in shower is spacious and lovely. Stairs to upper unfinished area 560 sq. ft. roughed in for additional living space and another full bath. This gem is located directly across from gorgeous private lake access for swimming, kayaking, eagle watching and fishing. Plus rights to private community beach and picnic area just a minutes walk down the quiet road. Lovely existing outbuilding perfect for private office space, studio or workshop. Construction and landscaping nearly complete. There's still time to pick kitchen appliances and flooring in the primary bedroom. A dream home in a dream location convenient to TSP, Red Hook, Rhinebeck and Hudson. Truly a very special opportunity to make it your very own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,176 |
Total Monthly Payment | $3,520 | $3,516 | $4,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.