Welcome to this charming ranch-style home, perfectly situated on a . 3-acre lot. With 3 cozy bedrooms and a full bathroom, this home offers comfort and convenience for new homeowners or those looking to downsize. The kitchen comes equipped with all the necessary appliances, making it ready for you to move in and start cooking your favorite meals. One of the highlights of this home is the inviting 3-season covered porch, complete with electric hookups and a TV stand, making it an ideal spot for entertaining guests or enjoying a quiet evening outdoors. The full, unfinished basement offers endless possibilities for customization, with a walk-out to the backyard, which is perfect for creating a patio area with a firepit or even setting up a greenhouse. The property also features a 2-car garage, providing ample storage space and protection for your vehicles. Additional features include a newer (stainless?) propane cook stove, a living room fireplace, and a standing seam roof, offering both modern convenience and classic charm. Don’t miss out on this wonderful opportunity to make this house your home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,708 |
Total Monthly Payment | $1,434 | $1,399 | $1,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.