This charming and well-designed 3-bedroom, 2-bathroom with den home offers comfort and convenience in every corner. The inviting exterior features a well-maintained facade and a 2-car garage that provides ample space for your vehicles and additional storage. Spacious Living Area: As you step inside, you’re greeted by a bright and airy open-concept living space. Large impact windows allow natural light to flood the room, creating a warm and welcoming atmosphere. The heart of the home is the well-appointed kitchen, complete with contemporary appliances, plenty of cabinetry, and a generous countertop area. An island or breakfast bar may be included, making meal preparation and casual dining a breeze. The living area is perfect for both relaxing and entertaining, with ample space for your furniture and décor. The backyard is perfect for outdoor living, with plenty of space for gardening, play, or relaxation. Depending on the property, you might find a patio or deck area ideal for barbecues and outdoor entertaining. The attached 2-car garage offers direct access to the home, making it convenient for unloading groceries and other tasks. It provides extra space for storage and is designed to accommodate two vehicles comfortably.
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Our Executive Mortgage Banker:
Our Insurance Division:
$490,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,674 | $2,605 | $3,306 |
Total Monthly Payment | $2,821 | $2,752 | $3,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.