Welcome to this New 2024, Truly exceptional NEW home with all of the character and amenities that make this lifestyle so special. This residence showcases Elegant, impeccable craftsmanship and thoughtful design, Located in 1 acre at B l a c k Bear Reserve community itself offers many amenities that you will love, including a playground, tennis courts, a GOLF course with a brand new driving range area, a restaurant and bar, and a large lake with a dock. Ensuring a comfortable and stylish living experience. Upon entering to the property, you'll be greeted by an inviting foyer that leads you into the heart of the home. Well designed floor plan combines expansive open kitchen/gathering room as well as a large living room and dining room. The main level features an open-concept Modern layout, allowing for effortless flow and an abundance of natural light. The spacious living area is perfect for entertaining guests or relaxing with loved ones. The kitchen exudes modern sleek cabinetry Top of the line with plenty of storage, high-end appliances and Beautiful Calacatta Quartz countertops with waterfalls, offers a 10 ft Island for plenty space for hosting friends and family. Boasting 2 bedrooms and 2. 5 baths in the first floor, and extra space that could be an additional bedroom or office space. Second floor offers 3 bedrooms with a Family Room and a beautiful balcony with glass to enjoy a nice breeze every day. The outdoor space is equally impressive, Floors are large format wood looking porcelain design on the first floor, second floor has Engineered Hardwood floors. The Staircases boast a distinctive marble structure complemented by elegant glass panels. The covered lanai provides a perfect spot for relaxing the outdoor Bar Grill area comes with sink and storage space. Additional features include a three-car, leading to a laundry area with ample storage, ensuring every aspect of this residence exceeds the expectations of the most discerning homeowner. Seller to contribute -$10, 000 toward closing costs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,999 | $679,999 | $679,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.864% | 6.725% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,354 | $4,410 | $5,924 |
Total Monthly Payment | $4,503 | $4,559 | $6,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.