2405 Lighthouse DRIVE, Palm Harbor, FL, 34685 | $309,900

Under contract-accepting backup offers. PRICED TO SELL!!!! Don't miss your chance to live in this newly updated, charming Florida home, situated in the highly desirable 55+ community of Anchorage at Tarpon Lake. Boasting a delightful coastal feel, this two-bedroom, one-bathroom home offers an open floor plan, freshly painted interior, and new luxury vinyl plank flooring throughout. The ceilings have been redone throughout with the exception of bedrooms, adding to the home's refreshed look.
The completely remodeled kitchen features new soft-close shaker cabinets, quartz countertops, a stylish tile backsplash, and recessed lighting, creating a modern and functional cooking space. The tiled bathroom is equally impressive with a walk-in tile shower, a new marble-top vanity, and updated light fixtures.
Enjoy peace of mind with a newer roof (2015) and AC(2019), a water softener (2021), and a 40-gallon hot water tank (2019). The property also includes an updated irrigation system (well water), two new screen doors, newer windows, and a newly painted fence. The one car garage offers additional storage with counter space perfect for folding laundry next to the newer washer/dryer . Enjoy the quiet tranquil nights in the screened lanai overlooking your private fenced backyard. New owners could easily turn this into an all season room adding additional heated/cooled sqft. The beautifully manicured landscaping enhances the home's curb appeal.
Nestled next to the stunning John Chestnut Park on Lake Tarpon, this home provides easy access to a boat launch, picnic areas, a playground, a dog park, sports fields, and numerous hiking trails. Convenience is key with proximity to shopping, hospitals, dining, entertainment, and fitness centers. Plus, you're just 15 minutes away from the breathtaking Gulf Coast.
Additional features include a low HOA, a community pool redone in 2024, and a newly renovated clubhouse in 2023. Importantly, the home is located in a no flood zone, providing extra peace of mind.
Discover the perfect blend of comfort, style, and convenience.

Features

  • Amenities: Clubhouse
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Ranch
  • Year Built: 1974
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 991
  • Acreage: 0.13
  • Est. Taxes: $2,336
  • HOA Fee: $42 Monthly
  • Adult Communities: Yes
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: U8250071
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/U8250071/2405lighthousedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/21/2024 2:02:12 PM)
Listing courtesy of REALTY EXPERTS ASSOCIATES   Phone: 727-614-0105

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2405 Lighthouse DRIVE, Palm Harbor, FL, 34685

$309,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,920 $247,920 $247,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,649 $1,648 $2,091
Total Monthly Payment $1,919 $1,918 $2,361

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.