Waterfront living at its finest! Welcome to a home that brings beautiful sunsets, quite enjoyment and peace of mind with this turn-key property, zero-scape home that you will enjoy for years. These homeowners have paid such great attention to the finishes and amenities and structural items, you will appreciate the Metal roof (5 years old), Hurricane rated windows install in 2014, garage door, a 13, 500 LB boatlift/dock in 2018 with water and 30-amp electric outlet. An extended driveway which can accommodate your RV temporary with a 50-amp RV outlet to charge before a trip, a fenced yard, outdoor shower, a shed to store the extras, tankless water heater, new rated garage door. The extended living area was remodeled with a new kitchen and added inside laundry with additional storage space. You will see solid stone counters and stainless-steel appliances and an eat in dining area overlooking the waters. This homes boatlift and decking adds comfort if you are a boater with its short location to the Gulf of Mexico. The backyard has even more with its covered patio and curtains that create great shade in the summer and warmth during our winter months, enjoy beautifully done zero-scape landscaping throughout the front and backyard. Take a tour with our video and preview our photos and see this home and all it has to in person! Owners have a flood policy that is transferrable, survey, and wind Mit for the newer roof, a savings for the buyer. This home did suffer some flood damage from the recent storms, but it is being repaired and updated to bring the home back to even better condition.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,492 | $2,490 | $3,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.