257 Saybrook Valley Road, Durham, NY, 12120 | $350,000
Located on a bucolic 7. 5 acres this farmhouse built in 1875 has a great renovated eat-in kicthen with Corian countertops, two good full bathrooms and two useable bedrooms (the other two need renovation). There is still work to be done but with a fabulous barn and an additional workshop building this property along the Ten Mile Creek is a slice of paradise. There is a room with a separate entrance on the first floor that can be either a family room or an at-home office. The owners use only a woodstove to heat the entire home, However, the Buderus boiler in the basement is hooked up (some pipes may need to be replaced where renovation was being done). Located 2 hours from NYC and 35 minutes from the Hudson train station it is a perfect retreat. Windham Ski Mountain and NY State hiking trails are less than 30 minutes away.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Style: Farm House
- Year Built: 1875
- Garage: 2-car Detached
- Heating: Base Board,Hot Water
- Basement: Partial
- Approx Sq. Feet: 1,702
- Acreage: 7.5
- Water Front: Yes
- School District: Cairo-Durham
- MLS#: 154177
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/154177/257saybrookvalleyroad_durham_ny?source=qrflyer
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
257 Saybrook Valley Road, Durham, NY, 12120
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
| Total Monthly Payment | $1,938 | $1,914 | $2,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535