Sale may be subject to term & conditions of an offering plan. Board package and interview are required. This bright and spacious Junior 4, 2Br, 1Bath , corner unit in the luxury Lakeside Towers Coop has a large terrace with stunning views of Little Neck Bay and Oakland Lake. One can see the Throgs Neck Bridge in the winter, sail boats in the summer and colorful foliage throughout the year. One can see the sunrise, sunset and the full moon from the window of the master bedroom which also has a large walk in closet, 12 ft X 4 ft . Maintenance includes all Utilities (Electric, Gas, Heat, Water). Building amenities include 24Hr doorman, play room and community room. The use of gym, in-ground swimming pool and bicycle storage room require additional fees. There is a waiting list for storage locker and indoor parking space. One outdoor parking space is guaranteed. Live in super. No flip tax. Three new stainless steel kitchen appliances are installed in April 2024. Offers must be accompanied with proof of funding. Subletting is allowed after three years of residency. 24 hours of notice for showing is requested. One owner is a real estate broker. N20, Q12, QM3 Bus Lines, LIRR and restaurants of all types of cuisines are nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,036 |
Total Monthly Payment | $2,531 | $2,468 | $3,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.