Discover this stunning 4-bedroom, 2-bathroom home on a desirable corner lot, nestled on a peaceful cul-de-sac street in the highly desirable Kensington community. The home features a great open floor plan, including formal living and dining rooms with elegant, vaulted ceilings that add to the spacious feel. The versatile 4th bedroom offers flexibility for a guest room, office, or playroom.
The kitchen is a true highlight, featuring a charming bay window with a cozy space perfect for enjoying your morning coffee or a relaxed breakfast.
Outside, enjoy a beautifully shaded backyard, fully fenced in for privacy, complete with a paved deck perfect for entertaining. Imagine relaxing under soft, hanging lights that create a warm, inviting ambiance. Inside, enjoy the peace of mind that comes with a water softener and reverse osmosis system, ensuring your water is safe for your skin and a pleasure to drink.
Start your mornings with tranquil lake views and spend your days lounging by the Olympic-size pool or enjoying the array of community amenities. From well-maintained tennis and basketball courts to a playground that will delight the kids, there's something for everyone here. Take evening strolls by the lakes, creeks, and ponds, immersing yourself in nature without leaving the community. And, for beachgoers, Neptune Beach is 15-minute drive away, making it easy to enjoy the sun and surf whenever you like!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,446 | $3,103 |
Total Monthly Payment | $2,937 | $2,873 | $3,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.