**Bright and Airy Raised Ranch with Modern Comforts** Welcome to this well-maintained raised ranch, offering 1, 176 square feet of comfortable living space. Bathed in natural light, this home is both bright and airy, creating a warm and inviting atmosphere. The large living room is a standout feature, boasting vaulted ceilings, wall-to-wall carpeting, and seamless access to both the upper and lower decks through elegant garden doors, leading you to the tranquil rear yard. The kitchen features beautiful wood cabinets, sleek stainless steel appliances, and an attached dining area with a large picture window that frames stunning views of the gardens and private backyard. Down the hall, you'll find two well-appointed bedrooms. The primary bedroom is generously sized, complete with a ceiling fan and cozy wall-to-wall carpeting. The second bedroom is perfect for guests, a home office, or additional family members. A modern, shared full bath on the main level features solid wood cabinetry and a tub/shower combo, providing convenience and style. The lower level extends the living space with a cozy family room, a convenient half bath, and a separate laundry room. As you enter from the attached garage, you'll appreciate the entry/storage area, perfect for stowing away outdoor gear or seasonal items. This home is equipped with active solar, thermopane windows, a new oil burner, and a new water heater, ensuring energy efficiency and comfort year-round comfort. Don't miss this one Located in rural setting but close to main travel routes.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.0 x 10.0 | Main |
Eat-In Kitchen | Tile Floor | 9.0 x 17.0 | Main |
Family Room | 13.0 x 12.0 | Lower | |
Full Bath | Tub w/Shower | Main | |
Half Bath | Lower | ||
Living Room | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,French Doors,Wall/Wall Carpet | 15.0 x 16.0 | Main |
Primary Bedroom | Ceiling Fan,Wall/Wall Carpet | 11.0 x 16.0 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,331 | $1,329 | $1,715 |
Total Monthly Payment | $1,835 | $1,833 | $2,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.