Accepted Offer (9/10) - Welcome to 16 Cunningham Dr, a gorgeous and meticulously maintained custom colonial in the sought after Cross Farms. Located on a corner lot with an alluring curb appeal, the eye-catching house design is the only one of its kind in the neighborhood. From the moment you arrive, the inviting entrance and lush landscaping, complete with stonework, welcome you home. Inside, the home offers an open and airy feel, with soaring vaulted ceilings that enhance the sense of space. The first-floor master suite provides convenience and privacy, featuring a full bath and walk-in closet. Also on this main level is a private home office, laundry, and a half bath. Upstairs, you'll find a full bath, bedrooms and a bonus room that can serve as a bedroom or flexible living space. There is a full basement offering endless potential to be finished and transformed into additional living space, making this home adaptable for growing families. Outside of the home offers a covered back deck, a stone patio, and an inground pool, perfect for outdoor entertaining. Other features include the whole house generator, central air, wood burning fireplace, two car garage, and the additional shed. Every detail has been carefully considered, making this the perfect place to create lasting memories with loved ones. Arlington schools (Vail Farm Elementary and Union Vale Middle School) and close to the Taconic State Parkway, schools, parks, golf, and more. As a resident of Union Vale, you'll have access to Tymor Park, the largest municipal park in New York State. Explore over 500 acres of natural beauty, enjoy hiking, biking, and frisbee golf, or take part in the many planned events. Don't miss the opportunity to call this beautiful property your forever home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $1,085 | $1,085 | $1,085 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,416 | $4,385 |
Total Monthly Payment | $4,680 | $4,593 | $5,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.