Under contract-accepting backup offers. Beautiful Single Story 2/2 BENISSA DESIGNER VILLA located in Vista Lago Villas in Spanish Springs™ Towne Square. Shopping, Dining and Nightly Entertainment at your Fingertips! Hacienda Regional Recreation Center is next door, you can’t have a more convenient location than that! Garage Fits a Car and a Golf Cart, with Extra Space for Storage. Walk Through the Beautiful Arched Leaded Glass Door into this bright and Inviting Home. Luxury Vinyl Plank Floors and 10 Ft Smooth Finish Ceilings Throughout. Indoor Laundry. Arched Windows. Beautiful Quartz Countertops. Updated Kitchen with White Shaker Cabinets, Upper Cabinets 42”, Two of which have Glass Fronts to Show off Your Lovely Dishes! All Base Cabinets have Pull Out Shelves, including the Pantry Cabinet. Breakfast Bar Between Kitchen and Nook. Nook Has Three Walls of Windows to Make the Area Bright and Cheery! Enjoy Your Morning Coffee Watching the Birds. The Dining Room is Accented with Wainscotting and Plantation Shutters. The Living Room Has French Doors with Inside Blinds, that Leads to The Magnificent Outdoor Birdcage Area, Where you can Listen to the Music in the Town Center each Evening. The Owner’s Suite has a Window to the Private Back Yard, Plantation Shutters, Walk-In Closet and En-Suite Bathroom with Shower, Comfort Height Toilets and Dual Sinks topped with Quartz. Guest Bedroom and Bathroom are on Opposite Side of Home, Providing Privacy for Both Owners and Guests alike! New Roof 2022, HVAC 2019, Condo Association Fee includes Irrigation, Lawn Care, Trimming, Mulch, Pest/Termite Control, Exterior Painting and Roof for $1445/Quarter. NO BOND! NO MAINTENANCE FEE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,692 | $2,690 | $3,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.