Nestled in the charming Hudson River village of Croton-On-Hudson, this raised ranch style home awaits you and your family. Discover the perfect balance of serenity and accessibility privately situated on a peaceful lane. The first level welcomes you with a spacious living room featuring a large picture window with seasonal views of the Hudson River, creating a picturesque backdrop for everyday living. The living room seamlessly flows into a formal dining room, ideal for family gatherings and entertaining. From the dining room, enter into a beautifully updated eat-in kitchen with sliding glass doors that open to a private deck overlooking a tranquil backyard. Down the hall, three well sized bedrooms await, including a primary bedroom with ensuite bathroom, and two additional bedrooms and a full bath complete this level, providing ample space for family and guests. The lower level offers the convenience of a 2-car attached garage and abundant storage space, ensuring a clutter-free living environment. Located in a picturesque village, you'll be surrounded by friendly neighbors, natural beauty, and endless opportunities for outdoor recreation. Enjoy the numerous hiking trails, Silver Lake Beach, Black Rock dog park, Van Cortlandt Historic Manor, and kayak launch areas. Immerse yourself in the Village’s vibrant local culture with riverfront concerts, charming shops, and multiple dining options. Enjoy the tranquility of nature while being within walking distance of the top-rated elementary, middle, and high schools, and well-stocked public library and town center. Commuters will appreciate the easy access to major roadways and Metro North Train Station. Ideal for commuters and families alike; this home and community offers the perfect blend of suburban comfort and historic charm. Become part of an extraordinary community today! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,526 | $1,526 | $1,526 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,852 | $4,172 | $5,569 |
Total Monthly Payment | $5,470 | $5,790 | $7,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.