FABULOUS HARBOR VIEWS! Updated 2 Bedroom, 2 Bathroom unit has been beautifully remodeled. Located on the 4th floor (total 5 floors) with building elevator in Building F. This light and bright unit offers an open floor plan with well appointed Kitchen, separate Dining Room, Great Room and screened 36 foot balcony. The spacious Great Room features luxury vinyl flooring, sliding glass doors to the balcony and water views. The updated Kitchen offers stylish white cabinetry, granite counters, tile backsplash, breakfast bar and opens to the Great Room. Appliances are stainless: oven range with hood, dishwasher, french door refrigerator, built in microwave. There is also a double sink and disposal. There is a separate Dining Room with luxury vinyl flooring that could also function as a Den if preferred. The large Master Bedroom suite features balcony access via sliding glass doors, spacious walk in closet, laundry closet with washer and dryer and private bathroom with his and hers sinks and walk in shower. The second bedroom is generous sized with large closet and also offers balcony access via sliding glass doors. There is an entrance via the hallway as well as center closing pocket doors that open to the Great Room. This room could easily double as a den and guest bedroom with sofa bed. The guest bathroom has a tub/shower combo. This unit is SOLD FURNISHED with stylish furniture. Only a few personal items do not convey. Other features include hurricane shutters, an under building parking space, guest parking, storage closet and building elevator. Easy access to US 41 and I-75 and you can see the fireworks at Fishermen's Village from the balcony! STUNNING SUNSETS from the balcony which faces West. Kitchen was remodeled 3 years ago. HWH only 5 years old, Washer and Dryer only 3 years old. A/C was replaced August 2022.
Emerald Pointe is a resort style waterfront community with 2 story clubhouse, fitness room, library, 4 clay tennis courts, 3 swimming pools (one heated), putting green, seasonal restaurant, on site management, one hard tennis/pickleball court, bocce courts, marina, first come boat docks (included in the HOA fee), gazebo and park on the Peace River, boat/trailer/RV storage, security gate with 24 hour guard. There are many groups including book club, tennis club, yacht club, mah jong, dominoes, ladies bridge, ladies coffee, clay busters shooting club and more. There are many social events throughout the year. The monthly fee includes cable TV, internet, water and sewer, trash removal, pest control, flood insurance, landscaping, pest control and 24 hour security guard and all community amenities as per above. By boat you pass under the Baron Collier Bridge to Charlotte Harbor - the bridge is 45 feet tall. Emerald Pointe is minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and biking paths, weekend farmers markets, events, Fishermen's Village and more!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,655 | $1,675 | $2,125 |
Total Monthly Payment | $1,952 | $1,972 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.