Less than 3 miles from pristine Englewood Beach and Historic Dearborn Street, tucked away in a quaint neighborhood of Englewood is this 3 bed/2 bath Coastal Cottage Retreat. Currently serving as a Short-Term Rental, This home is fully Turn-Key, just bring your toothbrush! This is an excellent investment property, vacation home or permanent residence! The possibilities are endless! Enjoy the freedom of having no HOA or Deed Restrictions. From the moment you walk through the front door, you’ll fall in love with the open concept main living area with updated neutral tile flooring, a freshly painted interior featuring calming colors accented by crisp white cabinetry, wainscoting, and open shelving. As you begin to explore this home, you’ll be pleased by the tasteful beachy décor that is sure to make you want to stay! The Kitchen boasts raised panel cabinetry, recessed lighting, all of the odds and ends you’ll need for your stay and a breakfast bar where you can enjoy your morning coffee! Adjustable LED lighting helps to set just the right ambiance for any time of day or night and even includes a nightlight option for your guests. Wind down from your day at the beach, stow your beach gear in the Beach Box or large shed. Check out the new outdoor Oasis in the backyard! Grab some cocktails and Smore’s to enjoy tranquil evenings around the Firepit surrounded by tropical landscaping complete with irrigation and landscape lighting! Fire up the BBQ while little ones play in the Sandbox and make some memories! At the end of the day, have plenty of room for your guests with ample sleeping options in the guest bedrooms with their own guest bath. Enjoy your privacy with the split bedroom floor plan. The Primary Suite features a large room filled with natural light, a walk-in closet and an en-suite bath. Complete indoor laundry is an added bonus! As the new owner, you can make plans to relax instead of updating. This home features IMPACT WINDOWS (2018), AC (2018), Water Heater (2021), Roof Replaced (2023), and Newer Appliances throughout. Additionally, this home has city water/sewer connected. Listing Realtor is Owner. *This home is a Short-Term Rental. Showings must be scheduled through a Real Estate Agent. Please do not disturb Guests. *
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $234,000 | $234,000 | $234,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,479 | $1,478 | $1,911 |
Total Monthly Payment | $1,842 | $1,841 | $2,274 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.