**Cape with Detached Garage - Your New Home Awaits!** Welcome to your new haven! This beautifully appointed Cape Cod is the perfect blend of classic charm and contemporary living, situated in a vibrant neighborhood that truly has it all. Step inside to discover a warm and inviting atmosphere, featuring a finished basement that offers endless possibilities-whether it's a playroom, home theater, or personal gym. The oversized bedroom on the second floor provides a private sanctuary, ideal for rest and relaxation after a long day. The modern kitchen, features granite countertops and ample storage. The enclosed back porch is an entertainer's dream, seamlessly blending indoor comfort with outdoor charm-perfect for morning coffees or evening gatherings with friends. This home is not just about the interior; the location is unbeatable! Enjoy the convenience of being within walking distance to Barack Obama Elementary School, Kennedy park, CVS, and local grocery store. Public transportation is just a stone's throw away, making your daily commute a breeze. For those who cherish shopping and recreational activities, you're just a 10-15 minute drive to the renowned Roosevelt Field Mall, the sprawling Eisenhower Park, and the iconic Nassau Coliseum-providing endless options for fun and entertainment. With a detached garage for your vehicles and outdoor gear, you'll have everything you need in one charming package. Don't miss your chance to make this gem your own! Schedule a showing today and experience the perfect blend of comfort, convenience, and community living. Your dream home is just a key turn away! **House needs a little TLC -Siding on house is < 3 years old -Front and side windows for both bedroom on the second floor were replaced in 2020 -Boiler replaced 2023 -Roof was replaced in 2013
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,485 | $1,485 | $1,485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,135 | $4,078 |
Total Monthly Payment | $4,712 | $4,712 | $5,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.