Welcome home to this picturesque cottage in the idyllic Hudson Valley town of Cornwall. Located just a stone's throw to the Hudson Highlands Nature Preserve, shops and dining on Main Street Cornwall, this impeccably maintained property dotted with flowering trees offers a stunning view of Storm King Mountain. Situated conveniently off RT 9W, approx 56 miles to Midtown, or 5 miles to NJT train to Penn Station makes the home an accessible retreat from the city. The home has a cedar shingled carport, single car garage, and blue stone retaining wall, walkway and steps lead up to 2 front porch entrances. Enter this charming 2 bedroom, 1 bath cottage into a large sunroom with beadboard ceiling and 2 large closets (second front entry point makes it possible to convert sunroom into an additional bedroom if desired). The open floor plan kitchen, dining area, and living room are centered around a stone fireplace, flanked by two floor to ceiling windows, and the recently painted white walls, raw oak floor, and well-positioned Energy Star Anderson windows, make the heart of the home feel light and airy throughout the day. The newly updated kitchen features Carrara Marble counter tops, Clé Tile handmade Moroccan backsplash, Waterworks brass faucet new stainless steel refrigerator and recently installed Viking appliances: range, dishwasher, and convection microwave. The dining area has built-in bench seating which doubles as storage. The bathroom has been recently updated with Kota Blue Limestone flooring, classic subway tile, and new Kohler and Duravit fixtures. Both bedrooms face the back of the property, which abuts acreage that is part of a land trust and thus protected from future development. The primary bedroom fits a queen bed and secondary bedroom also could work as either office or guest room. An additional walk-up attic provides approx 500 sq ft of storage. Large basement/ garage below the home contains washer and dryer and offers ample storage. Home has central heating and air, along with a Generac Back-up Generator for peace of mind. Walk out onto the back porch and you are transported to most magical part of the property: a white picket fenced-in patio, bordered by lilacs and roses, and complete with blue stone pavers, which create the perfect spot for relaxing, grilling, entertaining friends, and enjoying the views from your little slice of heaven. Design details and high-end fixtures and lighting throughout the home, plus close proximity to hiking trails, Cornwall town center, Storm King Sculpture Park, Westpoint, Jones Farm all within range of NYC make this delightful Cornwall cottage a must-see.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $821 | $821 | $821 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $3,424 | $3,422 | $4,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.