WELCOME to Winterset Gardens!
Discover your dream home on the picturesque shores of Lake Winterset, part of the renowned Chain of Lakes in Winter Haven, connecting you to 24 other lakes! This beautifully updated 3-bedroom, 2-bath residence offers a perfect blend of modern convenience and lakeside charm.
The kitchen was completely renovated in August 2019, featuring new cabinets, elegant Quartz counters, and stainless steel appliances—creating a stylish and functional space for both cooking and entertaining. The master bedroom and bath were newly updated in 2024, providing a fresh, modern retreat.
Throughout the home, you'll find fresh paint and durable vinyl plank flooring, giving the interior a cohesive and updated look. New hurricane windows installed in 2013 ensure both safety and energy efficiency.
Your private oasis awaits in the backyard, where a screened lanai with a built-in swimming pool invites you to relax and enjoy Florida living. The pool features a new saltwater tank installed, resurfaced and new tiles installed in 2019, offering low-maintenance enjoyment. The front porch, built in 2017, adds charm and curb appeal to the home.
Additionally, the garage door, hot water tank, well tank, and electric panel were all updated in 2024, ensuring worry-free living. Sellers will pay off the solar panel lease at closing with full price purchase.
This home is truly move-in ready, with all the hard work already done. It’s just waiting for the perfect family to make it their own! Don’t miss your chance to live on Lake Winterset—schedule a showing today!
Seller is offering $5, 000. 00 in concessions at closing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,564 |
Total Monthly Payment | $2,329 | $2,275 | $2,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.