“An exceptional opportunity" has arisen to own this Private 3rd floor Beautifully maintained Updated 2 Bedroom 2 Bath FURNISHED/TURNKEY 1400 SQFT "Emerald" Model in On Top of the World Golf Club Community. This unit is steps from the elevator and has Fantastic Un-Obstructed Panoramic Penthouse views of the Golf Course from the wall of windows in the Florida Room. The beauty of the French Renaissance Bldg. is that you can walk out the back of the building next to the elevator and right onto the golf course for practice or an early evening stroll. This Unit features Neutral decor', Updated Windows, and Tile in all Rooms except the bedrooms. Look at this Updated Kitchen that includes; New overhead lighting, Updated Countertops, and Bright White Shaker Cabinets with Soft Close Doors. Appliances include SS French Door Refrigerator. SS Dishwasher, SS Microwave, and a Newer Cook Top & Wall Oven. Outside of the kitchen is a large pantry closet in the hall. A washer and dryer can easily be added to this kitchen. (Inquire for more information)The Florida Room has a built-in desk and storage for a home office.
The guest Bathroom has a Walk-in shower with w/safety grab bars, The Primary Bathroom is updated with a Vanity that has been updated and new lighting. The air conditioner is well maintained (2011), W/H (2021). Your Unit and Parking Space are Steps away from the Elevator & Stairs in this Well-maintained Building. Come and see this beautiful unit before it is gone! NON-EVACUATION ZONE NO FLOOD INSURANCE NEEDED. (WILL SELL FURNISHED OR UNFURNISHED) Top of the World community is a 55+ Pet-Friendly community with all the amenities you would need: two activity centers and two private golf courses. There are no additional charge for exclusive use of resident owners. There are two swimming pools; both heated, a newly updated cardio gym, hobby studios, a dog park, and an on-site Karma cafe. The main clubhouse boasts an enormous, heated pool, Craft rooms, a wood shop, a ballroom for dances, and card rooms. Clearwater Beach - One of the #1 beaches in Florida is only 10 miles away and an easy drive to Tampa International Airport & PIE. r bands. Measurements are approximate. OTOW requires 35% down payment for financing, Association approval is required. HOA rules and restrictions are available on request or on the website. POF for Cash Offers or Pre-Approval for MTG must accompany all As-is Purchase agreements. Measurements are approximate. NOTE: PERSONAL ITEMS & PERSONAL ELECTRONICS DO NOT CONVEY.
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Our Executive Mortgage Banker:
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$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,212 | $1,530 |
Total Monthly Payment | $1,582 | $1,551 | $1,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.