***PRICE IMPROVEMENT*** Charming 3 Bedroom, 2 Bath Manufactured Home on Land – No HOA!Welcome home to this delightful 3-bedroom, 2-bath, well maintained manufactured home, perfectly situated on its own spacious lot with no HOA restrictions! Enjoy the freedom and privacy of owning your own land in a serene setting. Step inside to find an open and inviting layout, featuring a bright living area that flows effortlessly into a cozy dining space and a well-appointed kitchen with ample cabinetry and counter space. The primary suite offers a peaceful retreat with an en-suite bath, while two additional bedrooms provide plenty of space for family or guests. One of the highlights of this home is the large front screened-in porch—perfect for sipping your morning coffee, entertaining, or enjoying Florida’s beautiful weather year-round. Out back, you'll discover a generously sized yard with endless possibilities—ideal for gardening, play, or relaxation. The standout feature of this property is the impressive 18x22 concrete workshop, a dream for hobbyists, DIY enthusiasts, or anyone needing extra storage space. Whether you envision it as a workshop, studio, or simply a place to keep your tools and toys, this space adds incredible value and versatility to the home. Located in Winter Haven and close to shopping, dining, and major highways, this home offers the best of both worlds: country living with city conveniences just minutes away. Don’t miss the chance to own this charming home with room to grow. The water heater is 2024, AC is 2023, Roof is 2019Schedule your private tour today! SELLER MOTIVATED
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$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,078 | $1,063 | $1,349 |
Total Monthly Payment | $1,194 | $1,179 | $1,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.