Welcome to your perfect coastal retreat! This beautifully updated 2-bedroom, 2-bathroom home in the desirable 55+ community of Alameda Isles offers Gulf access and is ready for you to move right in. The updated kitchen features ample cabinet space, while newer waterproof laminate flooring flows throughout the home except in the bathrooms that offer ceramic tile flooring. Enjoy peace of mind with newer hurricane impact windows and a recently replaced roof. Both spacious bedrooms come with large walk-in closets, and the home’s large, open layout boasts abundant windows to let in natural light.
The living room seamlessly connects to a bonus area, perfect for entertaining or simply enjoying some extra space. Outside, a huge carport, a workshop with a separate flex room that can be used for many purposes, and a new carport with a mature privacy hedge along a concrete stamped driveway offer both style and functionality.
Alameda Isles is a vibrant community of approximately 350 homes, offering a wide range of amenities including a recreation building, heated pool and spa, fitness room, tennis courts, shuffleboard, and more. The community provides boat slips on a first-come, first-serve basis, with water leading directly to the Intracoastal Waterway. Enjoy kayaking, boating, or simply relax with the many activities available, from dances and parties to shuffleboard and pickleball leagues.
Located close to beaches, shopping, and dining, this home is perfect for those looking to enjoy the best of Florida living. Just bring your suitcases and start your new adventure—schedule a showing today and make this beautifully updated home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,259 | $1,637 |
Total Monthly Payment | $1,589 | $1,555 | $1,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.