Welcome home! This beautiful, well-maintained, expanded ranch home has all the amenities you're looking for. This home boasts a large eat-in kitchen, four bedrooms, and two newly renovated bathrooms. It has both a living room, a formal dining room, and a large family room. Relax after a hard day's work in the master bath steam shower, or take a bubble bath in the stand-alone tub. The master bedroom and bath are wired for devices with smart connectivity capabilities, including touch light switches connected with Alexa. All appliances are stainless steel, including a new large-capacity LG wash tower. Outside, you will find an entertainment Oasis with a Trex deck, paved patio, and a newly refurbished/new liner inground swimming pool. Other features of this beautiful home include the following: An unfinished basement, plenty of closet space, a large yard with vinyl fencing, 6 6-zone inground sprinkler system, 4 skylights, and custom blinds. Finally, location, location, location! With easy access to Sunrise Highway, route 97, and interstate 495, this home is conveniently located less than five minutes to the Gateway Plaza Shopping Center containing major brands like Home Depot, Marshalls and Best-buy. You're only 7 min from downtown Patchogue nightlife and the LIRR. This is a great home for a growing family in a great neighborhood with friendly neighbors.
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Our Executive Mortgage Banker:
Our Insurance Division:
$670,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,117 | $1,117 | $1,117 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,566 | $3,562 | $4,596 |
Total Monthly Payment | $4,775 | $4,771 | $5,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.