LOCATION, LOCATION, LOCATION and NO BOND! Welcome to this beautiful Custom Built Stucco Designer home located in The charming Village of Mira Mesa which is only 1. 5 miles to Spanish Springs Town Square and 3. 2 miles to Lake Sumter Landing Town Square. This Beautiful home offers 2 Bedrooms, and 2 Bathrooms (the formal Dining Room was the original 3rd Bedroom and can be converted back to a Bedroom, Office, etc by the new owner). The original Lanai was converted to a Family Room and a 240 SF Lanai/Florida Room with 2 side patios was added to the rear of the home. As soon as you drive up, you will love the curb appeal this beautiful home offers with a Corner Lot, mature landscaping, painted driveway, walkway and a screened front porch. As you enter the Foyer with a double coat closet, you will notice the openness to the Living and Dining Area with high ceilings and a skylight in the Living Room that allows natural light to flow in. The kitchen features GRANITE Countertops and Backsplash, newer appliances, stainless steel sink, spacious pantry and dinette area which opens to the Family Room. The primary bedroom has vaulted ceilings and an en suite bathroom. The primary bathroom boasts tile flooring, a tile walk-in shower with seat and dual sinks. The home's split floor plan ensures maximum privacy, with the guest bedroom and bath on the opposite side of the home. The 240 SF Florida room and patios are a great place to relax after a long day. This home offers a 2 car garage and laundry area. ROOF 2023, HVAC 2019, HWH 2019. Just a short walk or ride to the Chula Vista Recreation Center with many activities or Enjoy a quick round of golf at nearby Mira Mesa or Chula Vista Golf Courses! The Villages Regional Hospital and a variety of shopping and dining options are available nearby. FURNITURE & Furnishings are available separately. Flagpole and flag do not convey. Please see video. Call me today and make this your next home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $2,015 | $2,557 |
Total Monthly Payment | $2,258 | $2,256 | $2,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.