Quintessential North Fork Farmhouse circa 1909, renovated for the comfort and convenience of today's discriminating buyers. This home is loaded with charming, period details. It has 10-foot ceilings on 1st floor 9-foot ceilings on 2nd floor. On the first floor you have an enclosed front porch for receiving guests, living room, formal dining room, home office, laundry room, half bath and the front parlor, which could be a 4th bedroom. Also on the first floor is the beautifully renovated kitchen with a new center Island with marble top, granite countertops with custom backsplash, wine refrigerator, stainless appliances and a copper sink and faucet. The kitchen also features toe kick heaters for economical heating. There are mini splits throughout the first floor for economical air conditioning. There is central air on the second floor where you will find 3 bedrooms and a full bath with both a shower and a whirlpool tub. There are pull down stairs to a stand up attic with blown in insulation. There is a full, unfinished basement, set up as a den, with a room for yoga/ martial arts. The exterior of the home has been lovingly transformed. There is a new driveway with a cobblestone apron and edging, a new bluestone walkway, composite decking, PVC fence, and lantern lights. You will enjoy entertaining on the patio with pavers, or sitting quietly surrounded by new landscaping and privacy trees. The landscaping can be easily maintained with the new irrigation system. Automotive enthusiasts will plotz when they see the separate 4 car garage with double pane windows. There is electric in the garage if you want to convert part of it to a workshop. This beautiful home is located within the Southold Park District providing access to the town's best beaches, including nearby Goose Creek Bay Beach. There is a town boat launch . 5 miles away. You are minutes away from the shops in Southold, and 5 miles to the nightlife of Greenport.
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$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,475 | $4,856 | $6,583 |
Total Monthly Payment | $5,265 | $5,646 | $7,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.