Under contract-accepting backup offers. Welcome to an Updated Spacious Home !! This Home’s Roof is only 2 years Old ! All new Open kitchen with a farmhouse sink with plenty of cabinets and storage with a Dining Area with Built in Cabinets. The Home Features a huge Living Room that opens up to a Massive Family Room. The Covered , Enclosed Porch overs a spacious spot. The Primary Bedroom opens to the Open Bathroom concept and plenty of closets. The Second Bathroom is Huge with a walk in closet. The Second Bathroom has been Update with vanity and has a Walk in Shower. Both bedrooms are nice sized. ! The amenities at Harbor Oaks have been developed over the years to enhance the joy and relaxation of our residents. You can walk through our scenic neighborhood, ride your bike through our gentle hilly streets, drive your golf cart through the park to visit friends, fish at the pier, or take your boat out on Lake Griffin, part of the chain of five lakes in the area. The clubhouse, a great place to be, as there are lots of activities going on; Thursday Morning Coffee Hour (donuts too), Library, TV, WiFi, Cards, Bingo, pool, Karaoke, Dances, Arts and Crafts and more. Heated pool and spa. Solar panels and heat pumps are used to keep it warm when it's chilly outside. You can swim every day, dawn to dusk, as long as it will be 70 degrees outside. There is a shaded picnic area too. At the marina there are 31 covered slips and a free private boat launch that can be used by all residents. Some of the slips have lifts. Come and See TODAY !
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Our Executive Mortgage Banker:
Our Insurance Division:
$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,113 |
Total Monthly Payment | $1,083 | $1,082 | $1,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.